Employee Benefits Center
Get to know your benefits today!
Your well-being matters to us. That's why Cape Fear Public Utility Authority offers a full suite of benefits designed to support you and your loved ones. From medical coverage and vision care to retirement planning and time off, we've built a package that helps you thrive both at work and at home. Explore the options in our Benefits Center to see what's available.
Questions about your options? Contact Human Resources—we're here to provide personalized support and answer any questions you may have.
Current employees can view their currently enrolled benefits at the link below:
Medical Coverage
NC State Health Plan
Cape Fear Public Utility Authority recognizes employees have different needs when it comes to healthcare. Therefore, we offer a choice of two medical plans with varying options for health and prescription services. Our plans are offered by the State Health Plan of North Carolina. The State Health Plan is self-funded with claims administration through Aetna.
Full-time employees who work a minimum of 30 hours per work week are eligible for coverage. Coverage begins on the first day of the month following your hire date and may include employee, spouse, and dependents up to age 26.
Plus PPO Plan
- Office visits require a co-pay of $40.00 for Primary Care or $80.00 for Specialists.
- The annual deductible is $1,500 for individual and $4,500 for family.
- Hospitalization is covered at 80% after deductible and $500 copayment are met.
- Prescription medication copays for Generic and Preferred drug are $15 and $55 respectively.

Standard PPO Plan
- Office visits co-pay is $50 for Primary Care or $94 for Specialists.
- The annual deductible is $3,000 for individual and $9,000 for family.
- Hospitalization is covered at 70% after deductible and $600 copayment are met.
- Prescription medication copays for Generic and Preferred drugs are $25 and $75 respectively.

Benefits FAQ
- When do my benefits start?
Benefits begin the first of the month following the start of employment.
- Can I change my benefits during the year?
You can only change your benefits during the annual open enrollment period unless you have a qualifying event. Examples of qualifying events include birth or adoption of a child, marriage/divorce, gain or loss of coverage, and death of a dependent.
You must make the change within 30 days from the qualifying event.
